Market Overview
Home Prices in Boyds, MD
The median home value in Boyds, MD is $846,859 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.8% compared to a year ago and up 0.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Boyds are priced107% above average. Boyds is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metro area.
Over the past five years, Boyds home values have risen by approximately15.0%, reflecting steady appreciation in this market.
Price History
Boyds Home Price Trend
City Comparison
Boyds vs. National Median
At $846,859, homes in Boyds cost 107% above the national median of $410,000. Buyers in Boyds should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Boyds?
20% Down Payment
$169,372
on $846,859
Monthly P&I
$4,417/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,610/mo
incl. taxes & insurance
Income Needed
$224,400
gross annual (30% rule)
10% Down Option
$84,686
+ PMI applies
Loan Amount (20% dn)
$677,487
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Boyds, MD?
The median home value in Boyds is $846,859 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.8% year-over-year.
How much have home prices changed in Boyds?
Over the past year, home values in Boyds have decreased by 1.8%. Over five years, prices have risen approximately 15.0%.
How much do I need to earn to buy a home in Boyds?
To comfortably afford the median home price of $846,859 with a 20% down payment ($169,372) at today's rates (6.8%), you'd need a gross annual income of approximately $224,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Boyds compare to the national average home price?
The national median home value is approximately $410,000. At $846,859, homes in Boyds are 107% above the national average.
What metro area is Boyds part of?
Boyds is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area. Home prices and market conditions can vary across the broader metro region.