Market Overview
Home Prices in California, MD
The median home value in California, MD is $403,315 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.2% compared to a year ago and up 2.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in California are priced2% below average. California is part of the California-Lexington Park, MD metro area.
Over the past five years, California home values have risen by approximately21.5%, reflecting strong long-term appreciation in this market.
Price History
California Home Price Trend
City Comparison
California vs. National Median
At $403,315, homes in California cost 2% below the national median of $410,000. This makes California a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in California?
20% Down Payment
$80,663
on $403,315
Monthly P&I
$2,103/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,671/mo
incl. taxes & insurance
Income Needed
$106,840
gross annual (30% rule)
10% Down Option
$40,332
+ PMI applies
Loan Amount (20% dn)
$322,652
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in California, MD?
The median home value in California is $403,315 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.2% year-over-year.
How much have home prices changed in California?
Over the past year, home values in California have increased by 3.2%. Over five years, prices have risen approximately 21.5%.
How much do I need to earn to buy a home in California?
To comfortably afford the median home price of $403,315 with a 20% down payment ($80,663) at today's rates (6.8%), you'd need a gross annual income of approximately $106,840. This assumes keeping total housing costs at or below 30% of gross income.
How does California compare to the national average home price?
The national median home value is approximately $410,000. At $403,315, homes in California are 2% below the national average.
What metro area is California part of?
California is part of the California-Lexington Park, MD metropolitan area. Home prices and market conditions can vary across the broader metro region.