Market Overview
Home Prices in Carney, MD
The median home value in Carney, MD is $350,857 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1% compared to a year ago and up 0.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Carney are priced14% below average. Carney is part of the Baltimore-Columbia-Towson, MD metro area.
Over the past five years, Carney home values have risen by approximately15.9%, reflecting steady appreciation in this market.
Price History
Carney Home Price Trend
City Comparison
Carney vs. National Median
At $350,857, homes in Carney cost 14% below the national median of $410,000. This makes Carney a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Carney?
20% Down Payment
$70,171
on $350,857
Monthly P&I
$1,830/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,324/mo
incl. taxes & insurance
Income Needed
$92,960
gross annual (30% rule)
10% Down Option
$35,086
+ PMI applies
Loan Amount (20% dn)
$280,686
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Carney, MD?
The median home value in Carney is $350,857 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1% year-over-year.
How much have home prices changed in Carney?
Over the past year, home values in Carney have increased by 1%. Over five years, prices have risen approximately 15.9%.
How much do I need to earn to buy a home in Carney?
To comfortably afford the median home price of $350,857 with a 20% down payment ($70,171) at today's rates (6.8%), you'd need a gross annual income of approximately $92,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Carney compare to the national average home price?
The national median home value is approximately $410,000. At $350,857, homes in Carney are 14% below the national average.
What metro area is Carney part of?
Carney is part of the Baltimore-Columbia-Towson, MD metropolitan area. Home prices and market conditions can vary across the broader metro region.