📍 Cascade, MD · Zillow ZHVI · July 2026

Average Home Price in
Cascade, MD

Hagerstown-Martinsburg, MD-WV metro area · Washington County County

Median Home Value
$289,659
↑ 3% year-over-year
vs. National Median
$410,000
Cascade is 29% below
Est. Monthly Payment
$1,511/mo
20% down · 6.8% rate
Income Needed
$77K
gross annual (30% rule)
Median Home Value
$289,659
↑ 3% year-over-year

Down Payment (20%)$57,932
Monthly P&I$1,511/mo
With Taxes & Ins.~$1,919/mo
Income Needed$76,760/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Cascade, MD

The median home value in Cascade, MD is $289,659 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3% compared to a year ago and up 2.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Cascade are priced29% below average. Cascade is part of the Hagerstown-Martinsburg, MD-WV metro area.

Over the past five years, Cascade home values have risen by approximately27.6%, reflecting strong long-term appreciation in this market.

City Comparison

Cascade vs. National Median

🏠 Cascade
$289,659
National Median
$410,000

At $289,659, homes in Cascade cost 29% below the national median of $410,000. This makes Cascade a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Cascade?

20% Down Payment
$57,932
on $289,659
Monthly P&I
$1,511/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,919/mo
incl. taxes & insurance
Income Needed
$76,760
gross annual (30% rule)
10% Down Option
$28,966
+ PMI applies
Loan Amount (20% dn)
$231,727
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Cascade, MD?
The median home value in Cascade is $289,659 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3% year-over-year.
How much have home prices changed in Cascade?
Over the past year, home values in Cascade have increased by 3%. Over five years, prices have risen approximately 27.6%.
How much do I need to earn to buy a home in Cascade?
To comfortably afford the median home price of $289,659 with a 20% down payment ($57,932) at today's rates (6.8%), you'd need a gross annual income of approximately $76,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Cascade compare to the national average home price?
The national median home value is approximately $410,000. At $289,659, homes in Cascade are 29% below the national average.
What metro area is Cascade part of?
Cascade is part of the Hagerstown-Martinsburg, MD-WV metropolitan area. Home prices and market conditions can vary across the broader metro region.