Market Overview
Home Prices in Cecilton, MD
The median home value in Cecilton, MD is $312,790 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.9% compared to a year ago and up 2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cecilton are priced24% below average. Cecilton is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro area.
Over the past five years, Cecilton home values have risen by approximately18.3%, reflecting steady appreciation in this market.
Price History
Cecilton Home Price Trend
City Comparison
Cecilton vs. National Median
At $312,790, homes in Cecilton cost 24% below the national median of $410,000. This makes Cecilton a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cecilton?
20% Down Payment
$62,558
on $312,790
Monthly P&I
$1,631/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,071/mo
incl. taxes & insurance
Income Needed
$82,840
gross annual (30% rule)
10% Down Option
$31,279
+ PMI applies
Loan Amount (20% dn)
$250,232
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cecilton, MD?
The median home value in Cecilton is $312,790 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.9% year-over-year.
How much have home prices changed in Cecilton?
Over the past year, home values in Cecilton have decreased by 1.9%. Over five years, prices have risen approximately 18.3%.
How much do I need to earn to buy a home in Cecilton?
To comfortably afford the median home price of $312,790 with a 20% down payment ($62,558) at today's rates (6.8%), you'd need a gross annual income of approximately $82,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Cecilton compare to the national average home price?
The national median home value is approximately $410,000. At $312,790, homes in Cecilton are 24% below the national average.
What metro area is Cecilton part of?
Cecilton is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area. Home prices and market conditions can vary across the broader metro region.