Market Overview
Home Prices in Chaptico, MD
The median home value in Chaptico, MD is $342,708 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.5% compared to a year ago and up 0.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Chaptico are priced16% below average. Chaptico is part of the California-Lexington Park, MD metro area.
Over the past five years, Chaptico home values have risen by approximately12.9%, reflecting steady appreciation in this market.
Price History
Chaptico Home Price Trend
City Comparison
Chaptico vs. National Median
At $342,708, homes in Chaptico cost 16% below the national median of $410,000. This makes Chaptico a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Chaptico?
20% Down Payment
$68,542
on $342,708
Monthly P&I
$1,787/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,269/mo
incl. taxes & insurance
Income Needed
$90,760
gross annual (30% rule)
10% Down Option
$34,271
+ PMI applies
Loan Amount (20% dn)
$274,166
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Chaptico, MD?
The median home value in Chaptico is $342,708 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.5% year-over-year.
How much have home prices changed in Chaptico?
Over the past year, home values in Chaptico have increased by 3.5%. Over five years, prices have risen approximately 12.9%.
How much do I need to earn to buy a home in Chaptico?
To comfortably afford the median home price of $342,708 with a 20% down payment ($68,542) at today's rates (6.8%), you'd need a gross annual income of approximately $90,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Chaptico compare to the national average home price?
The national median home value is approximately $410,000. At $342,708, homes in Chaptico are 16% below the national average.
What metro area is Chaptico part of?
Chaptico is part of the California-Lexington Park, MD metropolitan area. Home prices and market conditions can vary across the broader metro region.