Market Overview
Home Prices in Church Hill, MD
The median home value in Church Hill, MD is $470,690 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.4% compared to a year ago and up 1.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Church Hill are priced15% above average. Church Hill is part of the Baltimore-Columbia-Towson, MD metro area.
Over the past five years, Church Hill home values have risen by approximately21.1%, reflecting strong long-term appreciation in this market.
Price History
Church Hill Home Price Trend
City Comparison
Church Hill vs. National Median
At $470,690, homes in Church Hill cost 15% above the national median of $410,000. Buyers in Church Hill should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Church Hill?
20% Down Payment
$94,138
on $470,690
Monthly P&I
$2,455/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,118/mo
incl. taxes & insurance
Income Needed
$124,720
gross annual (30% rule)
10% Down Option
$47,069
+ PMI applies
Loan Amount (20% dn)
$376,552
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Church Hill, MD?
The median home value in Church Hill is $470,690 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.4% year-over-year.
How much have home prices changed in Church Hill?
Over the past year, home values in Church Hill have increased by 3.4%. Over five years, prices have risen approximately 21.1%.
How much do I need to earn to buy a home in Church Hill?
To comfortably afford the median home price of $470,690 with a 20% down payment ($94,138) at today's rates (6.8%), you'd need a gross annual income of approximately $124,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Church Hill compare to the national average home price?
The national median home value is approximately $410,000. At $470,690, homes in Church Hill are 15% above the national average.
What metro area is Church Hill part of?
Church Hill is part of the Baltimore-Columbia-Towson, MD metropolitan area. Home prices and market conditions can vary across the broader metro region.