Market Overview
Home Prices in Churchton, MD
The median home value in Churchton, MD is $450,572 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.6% compared to a year ago and up 3.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Churchton are priced10% above average. Churchton is part of the Baltimore-Columbia-Towson, MD metro area.
Over the past five years, Churchton home values have risen by approximately12.9%, reflecting steady appreciation in this market.
Price History
Churchton Home Price Trend
City Comparison
Churchton vs. National Median
At $450,572, homes in Churchton cost 10% above the national median of $410,000. Buyers in Churchton should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Churchton?
20% Down Payment
$90,114
on $450,572
Monthly P&I
$2,350/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,985/mo
incl. taxes & insurance
Income Needed
$119,400
gross annual (30% rule)
10% Down Option
$45,057
+ PMI applies
Loan Amount (20% dn)
$360,458
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Churchton, MD?
The median home value in Churchton is $450,572 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.6% year-over-year.
How much have home prices changed in Churchton?
Over the past year, home values in Churchton have increased by 0.6%. Over five years, prices have risen approximately 12.9%.
How much do I need to earn to buy a home in Churchton?
To comfortably afford the median home price of $450,572 with a 20% down payment ($90,114) at today's rates (6.8%), you'd need a gross annual income of approximately $119,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Churchton compare to the national average home price?
The national median home value is approximately $410,000. At $450,572, homes in Churchton are 10% above the national average.
What metro area is Churchton part of?
Churchton is part of the Baltimore-Columbia-Towson, MD metropolitan area. Home prices and market conditions can vary across the broader metro region.