Market Overview
Home Prices in Clear Spring, MD
The median home value in Clear Spring, MD is $375,696 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.1% compared to a year ago and up 5.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Clear Spring are priced8% below average. Clear Spring is part of the Hagerstown-Martinsburg, MD-WV metro area.
Over the past five years, Clear Spring home values have risen by approximately22.4%, reflecting strong long-term appreciation in this market.
Price History
Clear Spring Home Price Trend
City Comparison
Clear Spring vs. National Median
At $375,696, homes in Clear Spring cost 8% below the national median of $410,000. This makes Clear Spring a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Clear Spring?
20% Down Payment
$75,139
on $375,696
Monthly P&I
$1,959/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,488/mo
incl. taxes & insurance
Income Needed
$99,520
gross annual (30% rule)
10% Down Option
$37,570
+ PMI applies
Loan Amount (20% dn)
$300,557
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Clear Spring, MD?
The median home value in Clear Spring is $375,696 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.1% year-over-year.
How much have home prices changed in Clear Spring?
Over the past year, home values in Clear Spring have increased by 3.1%. Over five years, prices have risen approximately 22.4%.
How much do I need to earn to buy a home in Clear Spring?
To comfortably afford the median home price of $375,696 with a 20% down payment ($75,139) at today's rates (6.8%), you'd need a gross annual income of approximately $99,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Clear Spring compare to the national average home price?
The national median home value is approximately $410,000. At $375,696, homes in Clear Spring are 8% below the national average.
What metro area is Clear Spring part of?
Clear Spring is part of the Hagerstown-Martinsburg, MD-WV metropolitan area. Home prices and market conditions can vary across the broader metro region.