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📍 Clements, MD · Zillow ZHVI · July 2026

Average Home Price in
Clements, MD

California-Lexington Park, MD metro area · Saint Marys County County

Median Home Value
$485,564
↑ 4.7% year-over-year
vs. National Median
$410,000
Clements is 18% above
Est. Monthly Payment
$2,532/mo
20% down · 6.8% rate
Income Needed
$129K
gross annual (30% rule)
Median Home Value
$485,564
↑ 4.7% year-over-year
Down Payment (20%)$97,113
Monthly P&I$2,532/mo
With Taxes & Ins.~$3,216/mo
Income Needed$128,640/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Clements, MD

The median home value in Clements, MD is $485,564 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.7% compared to a year ago and up 1.9% from two years prior.

Compared to the U.S. national median of $410,000, homes in Clements are priced18% above average. Clements is part of the California-Lexington Park, MD metro area.

City Comparison

Clements vs. National Median

🏠 Clements
$485,564
National Median
$410,000

At $485,564, homes in Clements cost 18% above the national median of $410,000. Buyers in Clements should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Clements?

20% Down Payment
$97,113
on $485,564
Monthly P&I
$2,532/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,216/mo
incl. taxes & insurance
Income Needed
$128,640
gross annual (30% rule)
10% Down Option
$48,556
+ PMI applies
Loan Amount (20% dn)
$388,451
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Clements, MD?
The median home value in Clements is $485,564 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.7% year-over-year.
How much have home prices changed in Clements?
Over the past year, home values in Clements have increased by 4.7%.
How much do I need to earn to buy a home in Clements?
To comfortably afford the median home price of $485,564 with a 20% down payment ($97,113) at today's rates (6.8%), you'd need a gross annual income of approximately $128,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Clements compare to the national average home price?
The national median home value is approximately $410,000. At $485,564, homes in Clements are 18% above the national average.
What metro area is Clements part of?
Clements is part of the California-Lexington Park, MD metropolitan area. Home prices and market conditions can vary across the broader metro region.