📍 Coltons Point, MD · Zillow ZHVI · July 2026

Average Home Price in
Coltons Point, MD

California-Lexington Park, MD metro area · Saint Marys County County

Median Home Value
$435,651
↑ 3.4% year-over-year
vs. National Median
$410,000
Coltons Point is 6% above
Est. Monthly Payment
$2,272/mo
20% down · 6.8% rate
Income Needed
$115K
gross annual (30% rule)
Median Home Value
$435,651
↑ 3.4% year-over-year

Down Payment (20%)$87,130
Monthly P&I$2,272/mo
With Taxes & Ins.~$2,885/mo
Income Needed$115,400/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Coltons Point, MD

The median home value in Coltons Point, MD is $435,651 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.4% compared to a year ago and up 4.1% from two years prior.

Compared to the U.S. national median of $410,000, homes in Coltons Point are priced6% above average. Coltons Point is part of the California-Lexington Park, MD metro area.

Over the past five years, Coltons Point home values have risen by approximately21.9%, reflecting strong long-term appreciation in this market.

City Comparison

Coltons Point vs. National Median

🏠 Coltons Point
$435,651
National Median
$410,000

At $435,651, homes in Coltons Point cost 6% above the national median of $410,000. Buyers in Coltons Point should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Coltons Point?

20% Down Payment
$87,130
on $435,651
Monthly P&I
$2,272/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,885/mo
incl. taxes & insurance
Income Needed
$115,400
gross annual (30% rule)
10% Down Option
$43,565
+ PMI applies
Loan Amount (20% dn)
$348,521
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Coltons Point, MD?
The median home value in Coltons Point is $435,651 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.4% year-over-year.
How much have home prices changed in Coltons Point?
Over the past year, home values in Coltons Point have increased by 3.4%. Over five years, prices have risen approximately 21.9%.
How much do I need to earn to buy a home in Coltons Point?
To comfortably afford the median home price of $435,651 with a 20% down payment ($87,130) at today's rates (6.8%), you'd need a gross annual income of approximately $115,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Coltons Point compare to the national average home price?
The national median home value is approximately $410,000. At $435,651, homes in Coltons Point are 6% above the national average.
What metro area is Coltons Point part of?
Coltons Point is part of the California-Lexington Park, MD metropolitan area. Home prices and market conditions can vary across the broader metro region.