Market Overview
Home Prices in Crofton, MD
The median home value in Crofton, MD is $500,194 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.2% compared to a year ago and up 2.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Crofton are priced22% above average. Crofton is part of the Baltimore-Columbia-Towson, MD metro area.
Over the past five years, Crofton home values have risen by approximately14.9%, reflecting steady appreciation in this market.
Price History
Crofton Home Price Trend
City Comparison
Crofton vs. National Median
At $500,194, homes in Crofton cost 22% above the national median of $410,000. Buyers in Crofton should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Crofton?
20% Down Payment
$100,039
on $500,194
Monthly P&I
$2,609/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,313/mo
incl. taxes & insurance
Income Needed
$132,520
gross annual (30% rule)
10% Down Option
$50,019
+ PMI applies
Loan Amount (20% dn)
$400,155
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Crofton, MD?
The median home value in Crofton is $500,194 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.2% year-over-year.
How much have home prices changed in Crofton?
Over the past year, home values in Crofton have increased by 0.2%. Over five years, prices have risen approximately 14.9%.
How much do I need to earn to buy a home in Crofton?
To comfortably afford the median home price of $500,194 with a 20% down payment ($100,039) at today's rates (6.8%), you'd need a gross annual income of approximately $132,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Crofton compare to the national average home price?
The national median home value is approximately $410,000. At $500,194, homes in Crofton are 22% above the national average.
What metro area is Crofton part of?
Crofton is part of the Baltimore-Columbia-Towson, MD metropolitan area. Home prices and market conditions can vary across the broader metro region.