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📍 Dundalk, MD · Zillow ZHVI · July 2026

Average Home Price in
Dundalk, MD

Baltimore-Columbia-Towson, MD metro area · Baltimore County County

Median Home Value
$227,014
↓ 1.1% year-over-year
vs. National Median
$410,000
Dundalk is 45% below
Est. Monthly Payment
$1,184/mo
20% down · 6.8% rate
Income Needed
$60K
gross annual (30% rule)
Median Home Value
$227,014
↓ 1.1% year-over-year
Down Payment (20%)$45,403
Monthly P&I$1,184/mo
With Taxes & Ins.~$1,504/mo
Income Needed$60,160/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Dundalk, MD

The median home value in Dundalk, MD is $227,014 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.1% compared to a year ago and up 0.8% from two years prior.

Compared to the U.S. national median of $410,000, homes in Dundalk are priced45% below average. Dundalk is part of the Baltimore-Columbia-Towson, MD metro area.

Over the past five years, Dundalk home values have risen by approximately18.9%, reflecting steady appreciation in this market.

City Comparison

Dundalk vs. National Median

🏠 Dundalk
$227,014
National Median
$410,000

At $227,014, homes in Dundalk cost 45% below the national median of $410,000. This makes Dundalk a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Dundalk?

20% Down Payment
$45,403
on $227,014
Monthly P&I
$1,184/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,504/mo
incl. taxes & insurance
Income Needed
$60,160
gross annual (30% rule)
10% Down Option
$22,701
+ PMI applies
Loan Amount (20% dn)
$181,611
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Dundalk, MD?
The median home value in Dundalk is $227,014 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.1% year-over-year.
How much have home prices changed in Dundalk?
Over the past year, home values in Dundalk have decreased by 1.1%. Over five years, prices have risen approximately 18.9%.
How much do I need to earn to buy a home in Dundalk?
To comfortably afford the median home price of $227,014 with a 20% down payment ($45,403) at today's rates (6.8%), you'd need a gross annual income of approximately $60,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Dundalk compare to the national average home price?
The national median home value is approximately $410,000. At $227,014, homes in Dundalk are 45% below the national average.
What metro area is Dundalk part of?
Dundalk is part of the Baltimore-Columbia-Towson, MD metropolitan area. Home prices and market conditions can vary across the broader metro region.