Market Overview
Home Prices in Dunkirk, MD
The median home value in Dunkirk, MD is $646,906 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.9% compared to a year ago and up 1.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Dunkirk are priced58% above average. Dunkirk is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metro area.
Over the past five years, Dunkirk home values have risen by approximately12.4%, reflecting steady appreciation in this market.
Price History
Dunkirk Home Price Trend
City Comparison
Dunkirk vs. National Median
At $646,906, homes in Dunkirk cost 58% above the national median of $410,000. Buyers in Dunkirk should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Dunkirk?
20% Down Payment
$129,381
on $646,906
Monthly P&I
$3,374/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,285/mo
incl. taxes & insurance
Income Needed
$171,400
gross annual (30% rule)
10% Down Option
$64,691
+ PMI applies
Loan Amount (20% dn)
$517,525
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Dunkirk, MD?
The median home value in Dunkirk is $646,906 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.9% year-over-year.
How much have home prices changed in Dunkirk?
Over the past year, home values in Dunkirk have increased by 0.9%. Over five years, prices have risen approximately 12.4%.
How much do I need to earn to buy a home in Dunkirk?
To comfortably afford the median home price of $646,906 with a 20% down payment ($129,381) at today's rates (6.8%), you'd need a gross annual income of approximately $171,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Dunkirk compare to the national average home price?
The national median home value is approximately $410,000. At $646,906, homes in Dunkirk are 58% above the national average.
What metro area is Dunkirk part of?
Dunkirk is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area. Home prices and market conditions can vary across the broader metro region.