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📍 Ellerslie, MD · Zillow ZHVI · July 2026

Average Home Price in
Ellerslie, MD

Cumberland, MD-WV metro area · Allegany County County

Median Home Value
$135,764
↓ 0.2% year-over-year
vs. National Median
$410,000
Ellerslie is 67% below
Est. Monthly Payment
$708/mo
20% down · 6.8% rate
Income Needed
$36K
gross annual (30% rule)
Median Home Value
$135,764
↓ 0.2% year-over-year
Down Payment (20%)$27,153
Monthly P&I$708/mo
With Taxes & Ins.~$899/mo
Income Needed$35,960/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Ellerslie, MD

The median home value in Ellerslie, MD is $135,764 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.2% compared to a year ago and up 9.7% from two years prior.

Compared to the U.S. national median of $410,000, homes in Ellerslie are priced67% below average. Ellerslie is part of the Cumberland, MD-WV metro area.

City Comparison

Ellerslie vs. National Median

🏠 Ellerslie
$135,764
National Median
$410,000

At $135,764, homes in Ellerslie cost 67% below the national median of $410,000. This makes Ellerslie a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Ellerslie?

20% Down Payment
$27,153
on $135,764
Monthly P&I
$708/mo
30-yr @ 6.8%
Total Monthly Est.
~$899/mo
incl. taxes & insurance
Income Needed
$35,960
gross annual (30% rule)
10% Down Option
$13,576
+ PMI applies
Loan Amount (20% dn)
$108,611
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Ellerslie, MD?
The median home value in Ellerslie is $135,764 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.2% year-over-year.
How much have home prices changed in Ellerslie?
Over the past year, home values in Ellerslie have decreased by 0.2%.
How much do I need to earn to buy a home in Ellerslie?
To comfortably afford the median home price of $135,764 with a 20% down payment ($27,153) at today's rates (6.8%), you'd need a gross annual income of approximately $35,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Ellerslie compare to the national average home price?
The national median home value is approximately $410,000. At $135,764, homes in Ellerslie are 67% below the national average.
What metro area is Ellerslie part of?
Ellerslie is part of the Cumberland, MD-WV metropolitan area. Home prices and market conditions can vary across the broader metro region.