Market Overview
Home Prices in Fairplay, MD
The median home value in Fairplay, MD is $435,544 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.3% compared to a year ago and up 4.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Fairplay are priced6% above average. Fairplay is part of the Hagerstown-Martinsburg, MD-WV metro area.
Over the past five years, Fairplay home values have risen by approximately20.6%, reflecting strong long-term appreciation in this market.
Price History
Fairplay Home Price Trend
City Comparison
Fairplay vs. National Median
At $435,544, homes in Fairplay cost 6% above the national median of $410,000. Buyers in Fairplay should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Fairplay?
20% Down Payment
$87,109
on $435,544
Monthly P&I
$2,272/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,885/mo
incl. taxes & insurance
Income Needed
$115,400
gross annual (30% rule)
10% Down Option
$43,554
+ PMI applies
Loan Amount (20% dn)
$348,435
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Fairplay, MD?
The median home value in Fairplay is $435,544 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.3% year-over-year.
How much have home prices changed in Fairplay?
Over the past year, home values in Fairplay have increased by 1.3%. Over five years, prices have risen approximately 20.6%.
How much do I need to earn to buy a home in Fairplay?
To comfortably afford the median home price of $435,544 with a 20% down payment ($87,109) at today's rates (6.8%), you'd need a gross annual income of approximately $115,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Fairplay compare to the national average home price?
The national median home value is approximately $410,000. At $435,544, homes in Fairplay are 6% above the national average.
What metro area is Fairplay part of?
Fairplay is part of the Hagerstown-Martinsburg, MD-WV metropolitan area. Home prices and market conditions can vary across the broader metro region.