Market Overview
Home Prices in Fishing Creek, MD
The median home value in Fishing Creek, MD is $321,418 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.4% compared to a year ago and up 3.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Fishing Creek are priced22% below average. Fishing Creek is part of the Cambridge, MD metro area.
Over the past five years, Fishing Creek home values have risen by approximately28.1%, reflecting strong long-term appreciation in this market.
Price History
Fishing Creek Home Price Trend
City Comparison
Fishing Creek vs. National Median
At $321,418, homes in Fishing Creek cost 22% below the national median of $410,000. This makes Fishing Creek a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Fishing Creek?
20% Down Payment
$64,284
on $321,418
Monthly P&I
$1,676/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,129/mo
incl. taxes & insurance
Income Needed
$85,160
gross annual (30% rule)
10% Down Option
$32,142
+ PMI applies
Loan Amount (20% dn)
$257,134
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Fishing Creek, MD?
The median home value in Fishing Creek is $321,418 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.4% year-over-year.
How much have home prices changed in Fishing Creek?
Over the past year, home values in Fishing Creek have increased by 6.4%. Over five years, prices have risen approximately 28.1%.
How much do I need to earn to buy a home in Fishing Creek?
To comfortably afford the median home price of $321,418 with a 20% down payment ($64,284) at today's rates (6.8%), you'd need a gross annual income of approximately $85,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Fishing Creek compare to the national average home price?
The national median home value is approximately $410,000. At $321,418, homes in Fishing Creek are 22% below the national average.
What metro area is Fishing Creek part of?
Fishing Creek is part of the Cambridge, MD metropolitan area. Home prices and market conditions can vary across the broader metro region.