📍 Fulton, MD · Zillow ZHVI · July 2026

Average Home Price in
Fulton, MD

Baltimore-Columbia-Towson, MD metro area · Howard County County

Median Home Value
$982,262
↑ 1% year-over-year
vs. National Median
$410,000
Fulton is 140% above
Est. Monthly Payment
$5,123/mo
20% down · 6.8% rate
Income Needed
$260K
gross annual (30% rule)
Median Home Value
$982,262
↑ 1% year-over-year

Down Payment (20%)$196,452
Monthly P&I$5,123/mo
With Taxes & Ins.~$6,506/mo
Income Needed$260,240/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Fulton, MD

The median home value in Fulton, MD is $982,262 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1% compared to a year ago and up 0.4% from two years prior.

Compared to the U.S. national median of $410,000, homes in Fulton are priced140% above average. Fulton is part of the Baltimore-Columbia-Towson, MD metro area.

Over the past five years, Fulton home values have risen by approximately22.9%, reflecting strong long-term appreciation in this market.

City Comparison

Fulton vs. National Median

🏠 Fulton
$982,262
National Median
$410,000

At $982,262, homes in Fulton cost 140% above the national median of $410,000. Buyers in Fulton should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Fulton?

20% Down Payment
$196,452
on $982,262
Monthly P&I
$5,123/mo
30-yr @ 6.8%
Total Monthly Est.
~$6,506/mo
incl. taxes & insurance
Income Needed
$260,240
gross annual (30% rule)
10% Down Option
$98,226
+ PMI applies
Loan Amount (20% dn)
$785,810
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Fulton, MD?
The median home value in Fulton is $982,262 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1% year-over-year.
How much have home prices changed in Fulton?
Over the past year, home values in Fulton have increased by 1%. Over five years, prices have risen approximately 22.9%.
How much do I need to earn to buy a home in Fulton?
To comfortably afford the median home price of $982,262 with a 20% down payment ($196,452) at today's rates (6.8%), you'd need a gross annual income of approximately $260,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Fulton compare to the national average home price?
The national median home value is approximately $410,000. At $982,262, homes in Fulton are 140% above the national average.
What metro area is Fulton part of?
Fulton is part of the Baltimore-Columbia-Towson, MD metropolitan area. Home prices and market conditions can vary across the broader metro region.