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📍 Garrison, MD · Zillow ZHVI · July 2026

Average Home Price in
Garrison, MD

Baltimore-Columbia-Towson, MD metro area · Baltimore County County

Median Home Value
$325,260
↓ 1.5% year-over-year
vs. National Median
$410,000
Garrison is 21% below
Est. Monthly Payment
$1,696/mo
20% down · 6.8% rate
Income Needed
$86K
gross annual (30% rule)
Median Home Value
$325,260
↓ 1.5% year-over-year
Down Payment (20%)$65,052
Monthly P&I$1,696/mo
With Taxes & Ins.~$2,154/mo
Income Needed$86,160/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Garrison, MD

The median home value in Garrison, MD is $325,260 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.5% compared to a year ago and down 0.2% from two years prior.

Compared to the U.S. national median of $410,000, homes in Garrison are priced21% below average. Garrison is part of the Baltimore-Columbia-Towson, MD metro area.

Over the past five years, Garrison home values have risen by approximately15.2%, reflecting steady appreciation in this market.

City Comparison

Garrison vs. National Median

🏠 Garrison
$325,260
National Median
$410,000

At $325,260, homes in Garrison cost 21% below the national median of $410,000. This makes Garrison a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Garrison?

20% Down Payment
$65,052
on $325,260
Monthly P&I
$1,696/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,154/mo
incl. taxes & insurance
Income Needed
$86,160
gross annual (30% rule)
10% Down Option
$32,526
+ PMI applies
Loan Amount (20% dn)
$260,208
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Garrison, MD?
The median home value in Garrison is $325,260 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.5% year-over-year.
How much have home prices changed in Garrison?
Over the past year, home values in Garrison have decreased by 1.5%. Over five years, prices have risen approximately 15.2%.
How much do I need to earn to buy a home in Garrison?
To comfortably afford the median home price of $325,260 with a 20% down payment ($65,052) at today's rates (6.8%), you'd need a gross annual income of approximately $86,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Garrison compare to the national average home price?
The national median home value is approximately $410,000. At $325,260, homes in Garrison are 21% below the national average.
What metro area is Garrison part of?
Garrison is part of the Baltimore-Columbia-Towson, MD metropolitan area. Home prices and market conditions can vary across the broader metro region.