Market Overview
Home Prices in Hampstead, MD
The median home value in Hampstead, MD is $448,249 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.6% compared to a year ago and up 1.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Hampstead are priced9% above average. Hampstead is part of the Baltimore-Columbia-Towson, MD metro area.
Over the past five years, Hampstead home values have risen by approximately20.5%, reflecting strong long-term appreciation in this market.
Price History
Hampstead Home Price Trend
City Comparison
Hampstead vs. National Median
At $448,249, homes in Hampstead cost 9% above the national median of $410,000. Buyers in Hampstead should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Hampstead?
20% Down Payment
$89,650
on $448,249
Monthly P&I
$2,338/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,969/mo
incl. taxes & insurance
Income Needed
$118,760
gross annual (30% rule)
10% Down Option
$44,825
+ PMI applies
Loan Amount (20% dn)
$358,599
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Hampstead, MD?
The median home value in Hampstead is $448,249 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.6% year-over-year.
How much have home prices changed in Hampstead?
Over the past year, home values in Hampstead have increased by 2.6%. Over five years, prices have risen approximately 20.5%.
How much do I need to earn to buy a home in Hampstead?
To comfortably afford the median home price of $448,249 with a 20% down payment ($89,650) at today's rates (6.8%), you'd need a gross annual income of approximately $118,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Hampstead compare to the national average home price?
The national median home value is approximately $410,000. At $448,249, homes in Hampstead are 9% above the national average.
What metro area is Hampstead part of?
Hampstead is part of the Baltimore-Columbia-Towson, MD metropolitan area. Home prices and market conditions can vary across the broader metro region.