Market Overview
Home Prices in Havre de Grace, MD
The median home value in Havre de Grace, MD is $412,285 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.2% compared to a year ago and up 1.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Havre de Grace are priced1% above average. Havre de Grace is part of the Baltimore-Columbia-Towson, MD metro area.
Over the past five years, Havre de Grace home values have risen by approximately18.2%, reflecting steady appreciation in this market.
Price History
Havre de Grace Home Price Trend
City Comparison
Havre de Grace vs. National Median
At $412,285, homes in Havre de Grace cost 1% above the national median of $410,000. Buyers in Havre de Grace should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Havre de Grace?
20% Down Payment
$82,457
on $412,285
Monthly P&I
$2,150/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,731/mo
incl. taxes & insurance
Income Needed
$109,240
gross annual (30% rule)
10% Down Option
$41,229
+ PMI applies
Loan Amount (20% dn)
$329,828
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Havre de Grace, MD?
The median home value in Havre de Grace is $412,285 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.2% year-over-year.
How much have home prices changed in Havre de Grace?
Over the past year, home values in Havre de Grace have increased by 0.2%. Over five years, prices have risen approximately 18.2%.
How much do I need to earn to buy a home in Havre de Grace?
To comfortably afford the median home price of $412,285 with a 20% down payment ($82,457) at today's rates (6.8%), you'd need a gross annual income of approximately $109,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Havre de Grace compare to the national average home price?
The national median home value is approximately $410,000. At $412,285, homes in Havre de Grace are 1% above the national average.
What metro area is Havre de Grace part of?
Havre de Grace is part of the Baltimore-Columbia-Towson, MD metropolitan area. Home prices and market conditions can vary across the broader metro region.