Market Overview
Home Prices in Henderson, MD
The median home value in Henderson, MD is $394,710 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.9% compared to a year ago and up 0.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Henderson are priced4% below average.
Over the past five years, Henderson home values have risen by approximately17.8%, reflecting steady appreciation in this market.
Price History
Henderson Home Price Trend
2020
$280,723
$281K
—
2021
$335,062
$335K
+19.4%
2022
$368,940
$369K
+10.1%
2023
$366,455
$366K
-0.7%
2024
$388,641
$389K
+6.1%
2025
$391,332
$391K
+0.7%
2026
$394,710
$395K
+0.9%
City Comparison
Henderson vs. National Median
🏠 Henderson
$394,710
National Median
$410,000
At $394,710, homes in Henderson cost 4% below the national median of $410,000. This makes Henderson a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Henderson?
20% Down Payment
$78,942
on $394,710
Monthly P&I
$2,059/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,615/mo
incl. taxes & insurance
Income Needed
$104,600
gross annual (30% rule)
10% Down Option
$39,471
+ PMI applies
Loan Amount (20% dn)
$315,768
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Henderson, MD?
The median home value in Henderson is $394,710 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.9% year-over-year.
How much have home prices changed in Henderson?
Over the past year, home values in Henderson have increased by 0.9%. Over five years, prices have risen approximately 17.8%.
How much do I need to earn to buy a home in Henderson?
To comfortably afford the median home price of $394,710 with a 20% down payment ($78,942) at today's rates (6.8%), you'd need a gross annual income of approximately $104,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Henderson compare to the national average home price?
The national median home value is approximately $410,000. At $394,710, homes in Henderson are 4% below the national average.