📍 Hurlock, MD · Zillow ZHVI · July 2026

Average Home Price in
Hurlock, MD

Cambridge, MD metro area · Dorchester County County

Median Home Value
$281,243
↑ 3.7% year-over-year
vs. National Median
$410,000
Hurlock is 31% below
Est. Monthly Payment
$1,467/mo
20% down · 6.8% rate
Income Needed
$75K
gross annual (30% rule)
Median Home Value
$281,243
↑ 3.7% year-over-year

Down Payment (20%)$56,249
Monthly P&I$1,467/mo
With Taxes & Ins.~$1,863/mo
Income Needed$74,520/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Hurlock, MD

The median home value in Hurlock, MD is $281,243 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.7% compared to a year ago and up 1.8% from two years prior.

Compared to the U.S. national median of $410,000, homes in Hurlock are priced31% below average. Hurlock is part of the Cambridge, MD metro area.

Over the past five years, Hurlock home values have risen by approximately30.0%, reflecting strong long-term appreciation in this market.

City Comparison

Hurlock vs. National Median

🏠 Hurlock
$281,243
National Median
$410,000

At $281,243, homes in Hurlock cost 31% below the national median of $410,000. This makes Hurlock a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Hurlock?

20% Down Payment
$56,249
on $281,243
Monthly P&I
$1,467/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,863/mo
incl. taxes & insurance
Income Needed
$74,520
gross annual (30% rule)
10% Down Option
$28,124
+ PMI applies
Loan Amount (20% dn)
$224,994
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Hurlock, MD?
The median home value in Hurlock is $281,243 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.7% year-over-year.
How much have home prices changed in Hurlock?
Over the past year, home values in Hurlock have increased by 3.7%. Over five years, prices have risen approximately 30.0%.
How much do I need to earn to buy a home in Hurlock?
To comfortably afford the median home price of $281,243 with a 20% down payment ($56,249) at today's rates (6.8%), you'd need a gross annual income of approximately $74,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Hurlock compare to the national average home price?
The national median home value is approximately $410,000. At $281,243, homes in Hurlock are 31% below the national average.
What metro area is Hurlock part of?
Hurlock is part of the Cambridge, MD metropolitan area. Home prices and market conditions can vary across the broader metro region.