📍 Kensington, MD · Zillow ZHVI · July 2026

Average Home Price in
Kensington, MD

Washington-Arlington-Alexandria, DC-VA-MD-WV metro area · Montgomery County County

Median Home Value
$821,701
↓ 1.8% year-over-year
vs. National Median
$410,000
Kensington is 100% above
Est. Monthly Payment
$4,286/mo
20% down · 6.8% rate
Income Needed
$218K
gross annual (30% rule)
Median Home Value
$821,701
↓ 1.8% year-over-year

Down Payment (20%)$164,340
Monthly P&I$4,286/mo
With Taxes & Ins.~$5,443/mo
Income Needed$217,720/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Kensington, MD

The median home value in Kensington, MD is $821,701 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.8% compared to a year ago and up 2.7% from two years prior.

Compared to the U.S. national median of $410,000, homes in Kensington are priced100% above average. Kensington is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metro area.

Over the past five years, Kensington home values have risen by approximately11.0%, reflecting steady appreciation in this market.

City Comparison

Kensington vs. National Median

🏠 Kensington
$821,701
National Median
$410,000

At $821,701, homes in Kensington cost 100% above the national median of $410,000. Buyers in Kensington should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Kensington?

20% Down Payment
$164,340
on $821,701
Monthly P&I
$4,286/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,443/mo
incl. taxes & insurance
Income Needed
$217,720
gross annual (30% rule)
10% Down Option
$82,170
+ PMI applies
Loan Amount (20% dn)
$657,361
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Kensington, MD?
The median home value in Kensington is $821,701 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.8% year-over-year.
How much have home prices changed in Kensington?
Over the past year, home values in Kensington have decreased by 1.8%. Over five years, prices have risen approximately 11.0%.
How much do I need to earn to buy a home in Kensington?
To comfortably afford the median home price of $821,701 with a 20% down payment ($164,340) at today's rates (6.8%), you'd need a gross annual income of approximately $217,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Kensington compare to the national average home price?
The national median home value is approximately $410,000. At $821,701, homes in Kensington are 100% above the national average.
What metro area is Kensington part of?
Kensington is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area. Home prices and market conditions can vary across the broader metro region.