Market Overview
Home Prices in Lusby, MD
The median home value in Lusby, MD is $382,873 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.3% compared to a year ago and up 4.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Lusby are priced7% below average. Lusby is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metro area.
Over the past five years, Lusby home values have risen by approximately21.6%, reflecting strong long-term appreciation in this market.
Price History
Lusby Home Price Trend
City Comparison
Lusby vs. National Median
At $382,873, homes in Lusby cost 7% below the national median of $410,000. This makes Lusby a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Lusby?
20% Down Payment
$76,575
on $382,873
Monthly P&I
$1,997/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,536/mo
incl. taxes & insurance
Income Needed
$101,440
gross annual (30% rule)
10% Down Option
$38,287
+ PMI applies
Loan Amount (20% dn)
$306,298
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Lusby, MD?
The median home value in Lusby is $382,873 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.3% year-over-year.
How much have home prices changed in Lusby?
Over the past year, home values in Lusby have increased by 2.3%. Over five years, prices have risen approximately 21.6%.
How much do I need to earn to buy a home in Lusby?
To comfortably afford the median home price of $382,873 with a 20% down payment ($76,575) at today's rates (6.8%), you'd need a gross annual income of approximately $101,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Lusby compare to the national average home price?
The national median home value is approximately $410,000. At $382,873, homes in Lusby are 7% below the national average.
What metro area is Lusby part of?
Lusby is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area. Home prices and market conditions can vary across the broader metro region.