Market Overview
Home Prices in Maugansville, MD
The median home value in Maugansville, MD is $300,451 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.4% compared to a year ago and up 3.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Maugansville are priced27% below average. Maugansville is part of the Hagerstown-Martinsburg, MD-WV metro area.
Over the past five years, Maugansville home values have risen by approximately23.3%, reflecting strong long-term appreciation in this market.
Price History
Maugansville Home Price Trend
City Comparison
Maugansville vs. National Median
At $300,451, homes in Maugansville cost 27% below the national median of $410,000. This makes Maugansville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Maugansville?
20% Down Payment
$60,090
on $300,451
Monthly P&I
$1,567/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,990/mo
incl. taxes & insurance
Income Needed
$79,600
gross annual (30% rule)
10% Down Option
$30,045
+ PMI applies
Loan Amount (20% dn)
$240,361
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Maugansville, MD?
The median home value in Maugansville is $300,451 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.4% year-over-year.
How much have home prices changed in Maugansville?
Over the past year, home values in Maugansville have decreased by 1.4%. Over five years, prices have risen approximately 23.3%.
How much do I need to earn to buy a home in Maugansville?
To comfortably afford the median home price of $300,451 with a 20% down payment ($60,090) at today's rates (6.8%), you'd need a gross annual income of approximately $79,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Maugansville compare to the national average home price?
The national median home value is approximately $410,000. At $300,451, homes in Maugansville are 27% below the national average.
What metro area is Maugansville part of?
Maugansville is part of the Hagerstown-Martinsburg, MD-WV metropolitan area. Home prices and market conditions can vary across the broader metro region.