Market Overview
Home Prices in Middle River, MD
The median home value in Middle River, MD is $340,720 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.6% compared to a year ago and up 2.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Middle River are priced17% below average. Middle River is part of the Baltimore-Columbia-Towson, MD metro area.
Over the past five years, Middle River home values have risen by approximately16.0%, reflecting steady appreciation in this market.
Price History
Middle River Home Price Trend
City Comparison
Middle River vs. National Median
At $340,720, homes in Middle River cost 17% below the national median of $410,000. This makes Middle River a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Middle River?
20% Down Payment
$68,144
on $340,720
Monthly P&I
$1,777/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,257/mo
incl. taxes & insurance
Income Needed
$90,280
gross annual (30% rule)
10% Down Option
$34,072
+ PMI applies
Loan Amount (20% dn)
$272,576
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Middle River, MD?
The median home value in Middle River is $340,720 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.6% year-over-year.
How much have home prices changed in Middle River?
Over the past year, home values in Middle River have increased by 0.6%. Over five years, prices have risen approximately 16.0%.
How much do I need to earn to buy a home in Middle River?
To comfortably afford the median home price of $340,720 with a 20% down payment ($68,144) at today's rates (6.8%), you'd need a gross annual income of approximately $90,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Middle River compare to the national average home price?
The national median home value is approximately $410,000. At $340,720, homes in Middle River are 17% below the national average.
What metro area is Middle River part of?
Middle River is part of the Baltimore-Columbia-Towson, MD metropolitan area. Home prices and market conditions can vary across the broader metro region.