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📍 Midland, MD · Zillow ZHVI · July 2026

Average Home Price in
Midland, MD

Cumberland, MD-WV metro area · Allegany County County

Median Home Value
$119,461
↑ 3.1% year-over-year
vs. National Median
$410,000
Midland is 71% below
Est. Monthly Payment
$623/mo
20% down · 6.8% rate
Income Needed
$32K
gross annual (30% rule)
Median Home Value
$119,461
↑ 3.1% year-over-year
Down Payment (20%)$23,892
Monthly P&I$623/mo
With Taxes & Ins.~$791/mo
Income Needed$31,640/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Midland, MD

The median home value in Midland, MD is $119,461 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.1% compared to a year ago and up 0.9% from two years prior.

Compared to the U.S. national median of $410,000, homes in Midland are priced71% below average. Midland is part of the Cumberland, MD-WV metro area.

City Comparison

Midland vs. National Median

🏠 Midland
$119,461
National Median
$410,000

At $119,461, homes in Midland cost 71% below the national median of $410,000. This makes Midland a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Midland?

20% Down Payment
$23,892
on $119,461
Monthly P&I
$623/mo
30-yr @ 6.8%
Total Monthly Est.
~$791/mo
incl. taxes & insurance
Income Needed
$31,640
gross annual (30% rule)
10% Down Option
$11,946
+ PMI applies
Loan Amount (20% dn)
$95,569
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Midland, MD?
The median home value in Midland is $119,461 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.1% year-over-year.
How much have home prices changed in Midland?
Over the past year, home values in Midland have increased by 3.1%.
How much do I need to earn to buy a home in Midland?
To comfortably afford the median home price of $119,461 with a 20% down payment ($23,892) at today's rates (6.8%), you'd need a gross annual income of approximately $31,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Midland compare to the national average home price?
The national median home value is approximately $410,000. At $119,461, homes in Midland are 71% below the national average.
What metro area is Midland part of?
Midland is part of the Cumberland, MD-WV metropolitan area. Home prices and market conditions can vary across the broader metro region.