Market Overview
Home Prices in Mount Rainier, MD
The median home value in Mount Rainier, MD is $457,382 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.9% compared to a year ago and down 2.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Mount Rainier are priced12% above average. Mount Rainier is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metro area.
Over the past five years, Mount Rainier home values have fallen by approximately2.2%, reflecting softening conditions in this market.
Price History
Mount Rainier Home Price Trend
City Comparison
Mount Rainier vs. National Median
At $457,382, homes in Mount Rainier cost 12% above the national median of $410,000. Buyers in Mount Rainier should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Mount Rainier?
20% Down Payment
$91,476
on $457,382
Monthly P&I
$2,385/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,029/mo
incl. taxes & insurance
Income Needed
$121,160
gross annual (30% rule)
10% Down Option
$45,738
+ PMI applies
Loan Amount (20% dn)
$365,906
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Mount Rainier, MD?
The median home value in Mount Rainier is $457,382 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.9% year-over-year.
How much have home prices changed in Mount Rainier?
Over the past year, home values in Mount Rainier have decreased by 2.9%. Over five years, prices have fallen approximately 2.2%.
How much do I need to earn to buy a home in Mount Rainier?
To comfortably afford the median home price of $457,382 with a 20% down payment ($91,476) at today's rates (6.8%), you'd need a gross annual income of approximately $121,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Mount Rainier compare to the national average home price?
The national median home value is approximately $410,000. At $457,382, homes in Mount Rainier are 12% above the national average.
What metro area is Mount Rainier part of?
Mount Rainier is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area. Home prices and market conditions can vary across the broader metro region.