📍 New Windsor, MD · Zillow ZHVI · July 2026

Average Home Price in
New Windsor, MD

Baltimore-Columbia-Towson, MD metro area · Carroll County County

Median Home Value
$487,924
↑ 1.3% year-over-year
vs. National Median
$410,000
New Windsor is 19% above
Est. Monthly Payment
$2,545/mo
20% down · 6.8% rate
Income Needed
$129K
gross annual (30% rule)
Median Home Value
$487,924
↑ 1.3% year-over-year

Down Payment (20%)$97,585
Monthly P&I$2,545/mo
With Taxes & Ins.~$3,232/mo
Income Needed$129,280/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in New Windsor, MD

The median home value in New Windsor, MD is $487,924 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.3% compared to a year ago and up 1.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in New Windsor are priced19% above average. New Windsor is part of the Baltimore-Columbia-Towson, MD metro area.

Over the past five years, New Windsor home values have risen by approximately16.0%, reflecting steady appreciation in this market.

City Comparison

New Windsor vs. National Median

🏠 New Windsor
$487,924
National Median
$410,000

At $487,924, homes in New Windsor cost 19% above the national median of $410,000. Buyers in New Windsor should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in New Windsor?

20% Down Payment
$97,585
on $487,924
Monthly P&I
$2,545/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,232/mo
incl. taxes & insurance
Income Needed
$129,280
gross annual (30% rule)
10% Down Option
$48,792
+ PMI applies
Loan Amount (20% dn)
$390,339
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in New Windsor, MD?
The median home value in New Windsor is $487,924 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.3% year-over-year.
How much have home prices changed in New Windsor?
Over the past year, home values in New Windsor have increased by 1.3%. Over five years, prices have risen approximately 16.0%.
How much do I need to earn to buy a home in New Windsor?
To comfortably afford the median home price of $487,924 with a 20% down payment ($97,585) at today's rates (6.8%), you'd need a gross annual income of approximately $129,280. This assumes keeping total housing costs at or below 30% of gross income.
How does New Windsor compare to the national average home price?
The national median home value is approximately $410,000. At $487,924, homes in New Windsor are 19% above the national average.
What metro area is New Windsor part of?
New Windsor is part of the Baltimore-Columbia-Towson, MD metropolitan area. Home prices and market conditions can vary across the broader metro region.