Market Overview
Home Prices in North Beach, MD
The median home value in North Beach, MD is $425,214 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.5% compared to a year ago and up 2.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in North Beach are priced4% above average. North Beach is part of the Baltimore-Columbia-Towson, MD metro area.
Over the past five years, North Beach home values have risen by approximately20.6%, reflecting strong long-term appreciation in this market.
Price History
North Beach Home Price Trend
City Comparison
North Beach vs. National Median
At $425,214, homes in North Beach cost 4% above the national median of $410,000. Buyers in North Beach should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in North Beach?
20% Down Payment
$85,043
on $425,214
Monthly P&I
$2,218/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,817/mo
incl. taxes & insurance
Income Needed
$112,680
gross annual (30% rule)
10% Down Option
$42,521
+ PMI applies
Loan Amount (20% dn)
$340,171
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in North Beach, MD?
The median home value in North Beach is $425,214 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.5% year-over-year.
How much have home prices changed in North Beach?
Over the past year, home values in North Beach have increased by 1.5%. Over five years, prices have risen approximately 20.6%.
How much do I need to earn to buy a home in North Beach?
To comfortably afford the median home price of $425,214 with a 20% down payment ($85,043) at today's rates (6.8%), you'd need a gross annual income of approximately $112,680. This assumes keeping total housing costs at or below 30% of gross income.
How does North Beach compare to the national average home price?
The national median home value is approximately $410,000. At $425,214, homes in North Beach are 4% above the national average.
What metro area is North Beach part of?
North Beach is part of the Baltimore-Columbia-Towson, MD metropolitan area. Home prices and market conditions can vary across the broader metro region.