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📍 Oxford, MD · Zillow ZHVI · July 2026

Average Home Price in
Oxford, MD

Easton, MD metro area · Talbot County County

Median Home Value
$900,782
↓ 0.2% year-over-year
vs. National Median
$410,000
Oxford is 120% above
Est. Monthly Payment
$4,698/mo
20% down · 6.8% rate
Income Needed
$239K
gross annual (30% rule)
Median Home Value
$900,782
↓ 0.2% year-over-year
Down Payment (20%)$180,156
Monthly P&I$4,698/mo
With Taxes & Ins.~$5,966/mo
Income Needed$238,640/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Oxford, MD

The median home value in Oxford, MD is $900,782 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.2% compared to a year ago and up 2.7% from two years prior.

Compared to the U.S. national median of $410,000, homes in Oxford are priced120% above average. Oxford is part of the Easton, MD metro area.

Over the past five years, Oxford home values have risen by approximately29.5%, reflecting strong long-term appreciation in this market.

City Comparison

Oxford vs. National Median

🏠 Oxford
$900,782
National Median
$410,000

At $900,782, homes in Oxford cost 120% above the national median of $410,000. Buyers in Oxford should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Oxford?

20% Down Payment
$180,156
on $900,782
Monthly P&I
$4,698/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,966/mo
incl. taxes & insurance
Income Needed
$238,640
gross annual (30% rule)
10% Down Option
$90,078
+ PMI applies
Loan Amount (20% dn)
$720,626
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Oxford, MD?
The median home value in Oxford is $900,782 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.2% year-over-year.
How much have home prices changed in Oxford?
Over the past year, home values in Oxford have decreased by 0.2%. Over five years, prices have risen approximately 29.5%.
How much do I need to earn to buy a home in Oxford?
To comfortably afford the median home price of $900,782 with a 20% down payment ($180,156) at today's rates (6.8%), you'd need a gross annual income of approximately $238,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Oxford compare to the national average home price?
The national median home value is approximately $410,000. At $900,782, homes in Oxford are 120% above the national average.
What metro area is Oxford part of?
Oxford is part of the Easton, MD metropolitan area. Home prices and market conditions can vary across the broader metro region.