📍 Piney Point, MD · Zillow ZHVI · July 2026

Average Home Price in
Piney Point, MD

California-Lexington Park, MD metro area · Saint Marys County County

Median Home Value
$499,460
↑ 6.8% year-over-year
vs. National Median
$410,000
Piney Point is 22% above
Est. Monthly Payment
$2,605/mo
20% down · 6.8% rate
Income Needed
$132K
gross annual (30% rule)
Median Home Value
$499,460
↑ 6.8% year-over-year

Down Payment (20%)$99,892
Monthly P&I$2,605/mo
With Taxes & Ins.~$3,308/mo
Income Needed$132,320/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Piney Point, MD

The median home value in Piney Point, MD is $499,460 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.8% compared to a year ago and up 2.4% from two years prior.

Compared to the U.S. national median of $410,000, homes in Piney Point are priced22% above average. Piney Point is part of the California-Lexington Park, MD metro area.

Over the past five years, Piney Point home values have risen by approximately26.9%, reflecting strong long-term appreciation in this market.

City Comparison

Piney Point vs. National Median

🏠 Piney Point
$499,460
National Median
$410,000

At $499,460, homes in Piney Point cost 22% above the national median of $410,000. Buyers in Piney Point should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Piney Point?

20% Down Payment
$99,892
on $499,460
Monthly P&I
$2,605/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,308/mo
incl. taxes & insurance
Income Needed
$132,320
gross annual (30% rule)
10% Down Option
$49,946
+ PMI applies
Loan Amount (20% dn)
$399,568
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Piney Point, MD?
The median home value in Piney Point is $499,460 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.8% year-over-year.
How much have home prices changed in Piney Point?
Over the past year, home values in Piney Point have increased by 6.8%. Over five years, prices have risen approximately 26.9%.
How much do I need to earn to buy a home in Piney Point?
To comfortably afford the median home price of $499,460 with a 20% down payment ($99,892) at today's rates (6.8%), you'd need a gross annual income of approximately $132,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Piney Point compare to the national average home price?
The national median home value is approximately $410,000. At $499,460, homes in Piney Point are 22% above the national average.
What metro area is Piney Point part of?
Piney Point is part of the California-Lexington Park, MD metropolitan area. Home prices and market conditions can vary across the broader metro region.