Market Overview
Home Prices in Point of Rocks, MD
The median home value in Point of Rocks, MD is $492,681 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.8% compared to a year ago and up 1.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Point of Rocks are priced20% above average. Point of Rocks is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metro area.
Over the past five years, Point of Rocks home values have risen by approximately19.3%, reflecting steady appreciation in this market.
Price History
Point of Rocks Home Price Trend
City Comparison
Point of Rocks vs. National Median
At $492,681, homes in Point of Rocks cost 20% above the national median of $410,000. Buyers in Point of Rocks should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Point of Rocks?
20% Down Payment
$98,536
on $492,681
Monthly P&I
$2,570/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,264/mo
incl. taxes & insurance
Income Needed
$130,560
gross annual (30% rule)
10% Down Option
$49,268
+ PMI applies
Loan Amount (20% dn)
$394,145
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Point of Rocks, MD?
The median home value in Point of Rocks is $492,681 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.8% year-over-year.
How much have home prices changed in Point of Rocks?
Over the past year, home values in Point of Rocks have decreased by 0.8%. Over five years, prices have risen approximately 19.3%.
How much do I need to earn to buy a home in Point of Rocks?
To comfortably afford the median home price of $492,681 with a 20% down payment ($98,536) at today's rates (6.8%), you'd need a gross annual income of approximately $130,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Point of Rocks compare to the national average home price?
The national median home value is approximately $410,000. At $492,681, homes in Point of Rocks are 20% above the national average.
What metro area is Point of Rocks part of?
Point of Rocks is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area. Home prices and market conditions can vary across the broader metro region.