📍 Port Deposit, MD · Zillow ZHVI · July 2026

Average Home Price in
Port Deposit, MD

Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro area · Cecil County County

Median Home Value
$406,673
↑ 1.4% year-over-year
vs. National Median
$410,000
Port Deposit is 1% below
Est. Monthly Payment
$2,121/mo
20% down · 6.8% rate
Income Needed
$108K
gross annual (30% rule)
Median Home Value
$406,673
↑ 1.4% year-over-year

Down Payment (20%)$81,335
Monthly P&I$2,121/mo
With Taxes & Ins.~$2,694/mo
Income Needed$107,760/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Port Deposit, MD

The median home value in Port Deposit, MD is $406,673 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.4% compared to a year ago and up 3% from two years prior.

Compared to the U.S. national median of $410,000, homes in Port Deposit are priced1% below average. Port Deposit is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro area.

Over the past five years, Port Deposit home values have risen by approximately23.3%, reflecting strong long-term appreciation in this market.

City Comparison

Port Deposit vs. National Median

🏠 Port Deposit
$406,673
National Median
$410,000

At $406,673, homes in Port Deposit cost 1% below the national median of $410,000. This makes Port Deposit a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Port Deposit?

20% Down Payment
$81,335
on $406,673
Monthly P&I
$2,121/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,694/mo
incl. taxes & insurance
Income Needed
$107,760
gross annual (30% rule)
10% Down Option
$40,667
+ PMI applies
Loan Amount (20% dn)
$325,338
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Port Deposit, MD?
The median home value in Port Deposit is $406,673 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.4% year-over-year.
How much have home prices changed in Port Deposit?
Over the past year, home values in Port Deposit have increased by 1.4%. Over five years, prices have risen approximately 23.3%.
How much do I need to earn to buy a home in Port Deposit?
To comfortably afford the median home price of $406,673 with a 20% down payment ($81,335) at today's rates (6.8%), you'd need a gross annual income of approximately $107,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Port Deposit compare to the national average home price?
The national median home value is approximately $410,000. At $406,673, homes in Port Deposit are 1% below the national average.
What metro area is Port Deposit part of?
Port Deposit is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area. Home prices and market conditions can vary across the broader metro region.