Market Overview
Home Prices in Prince Frederick, MD
The median home value in Prince Frederick, MD is $485,461 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.1% compared to a year ago and up 2.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Prince Frederick are priced18% above average. Prince Frederick is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metro area.
Over the past five years, Prince Frederick home values have risen by approximately13.4%, reflecting steady appreciation in this market.
Price History
Prince Frederick Home Price Trend
City Comparison
Prince Frederick vs. National Median
At $485,461, homes in Prince Frederick cost 18% above the national median of $410,000. Buyers in Prince Frederick should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Prince Frederick?
20% Down Payment
$97,092
on $485,461
Monthly P&I
$2,532/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,216/mo
incl. taxes & insurance
Income Needed
$128,640
gross annual (30% rule)
10% Down Option
$48,546
+ PMI applies
Loan Amount (20% dn)
$388,369
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Prince Frederick, MD?
The median home value in Prince Frederick is $485,461 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.1% year-over-year.
How much have home prices changed in Prince Frederick?
Over the past year, home values in Prince Frederick have increased by 2.1%. Over five years, prices have risen approximately 13.4%.
How much do I need to earn to buy a home in Prince Frederick?
To comfortably afford the median home price of $485,461 with a 20% down payment ($97,092) at today's rates (6.8%), you'd need a gross annual income of approximately $128,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Prince Frederick compare to the national average home price?
The national median home value is approximately $410,000. At $485,461, homes in Prince Frederick are 18% above the national average.
What metro area is Prince Frederick part of?
Prince Frederick is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area. Home prices and market conditions can vary across the broader metro region.