Home›Maryland›Ridge
📍 Ridge, MD · Zillow ZHVI · July 2026

Average Home Price in
Ridge, MD

California-Lexington Park, MD metro area · Saint Marys County County

Median Home Value
$455,476
↑ 4% year-over-year
vs. National Median
$410,000
Ridge is 11% above
Est. Monthly Payment
$2,375/mo
20% down · 6.8% rate
Income Needed
$121K
gross annual (30% rule)
Median Home Value
$455,476
↑ 4% year-over-year
Down Payment (20%)$91,095
Monthly P&I$2,375/mo
With Taxes & Ins.~$3,016/mo
Income Needed$120,640/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Ridge, MD

The median home value in Ridge, MD is $455,476 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4% compared to a year ago and up 3.3% from two years prior.

Compared to the U.S. national median of $410,000, homes in Ridge are priced11% above average. Ridge is part of the California-Lexington Park, MD metro area.

Over the past five years, Ridge home values have risen by approximately13.4%, reflecting steady appreciation in this market.

City Comparison

Ridge vs. National Median

🏠 Ridge
$455,476
National Median
$410,000

At $455,476, homes in Ridge cost 11% above the national median of $410,000. Buyers in Ridge should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Ridge?

20% Down Payment
$91,095
on $455,476
Monthly P&I
$2,375/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,016/mo
incl. taxes & insurance
Income Needed
$120,640
gross annual (30% rule)
10% Down Option
$45,548
+ PMI applies
Loan Amount (20% dn)
$364,381
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Ridge, MD?
The median home value in Ridge is $455,476 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4% year-over-year.
How much have home prices changed in Ridge?
Over the past year, home values in Ridge have increased by 4%. Over five years, prices have risen approximately 13.4%.
How much do I need to earn to buy a home in Ridge?
To comfortably afford the median home price of $455,476 with a 20% down payment ($91,095) at today's rates (6.8%), you'd need a gross annual income of approximately $120,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Ridge compare to the national average home price?
The national median home value is approximately $410,000. At $455,476, homes in Ridge are 11% above the national average.
What metro area is Ridge part of?
Ridge is part of the California-Lexington Park, MD metropolitan area. Home prices and market conditions can vary across the broader metro region.