Market Overview
Home Prices in Rock Hall, MD
The median home value in Rock Hall, MD is $370,316 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.4% compared to a year ago and up 2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rock Hall are priced10% below average.
Over the past five years, Rock Hall home values have risen by approximately21.4%, reflecting strong long-term appreciation in this market.
Price History
Rock Hall Home Price Trend
2020
$251,322
$251K
—
2021
$305,020
$305K
+21.4%
2022
$344,725
$345K
+13.0%
2023
$341,083
$341K
-1.1%
2024
$350,906
$351K
+2.9%
2025
$358,022
$358K
+2.0%
2026
$370,316
$370K
+3.4%
City Comparison
Rock Hall vs. National Median
🏠 Rock Hall
$370,316
National Median
$410,000
At $370,316, homes in Rock Hall cost 10% below the national median of $410,000. This makes Rock Hall a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Rock Hall?
20% Down Payment
$74,063
on $370,316
Monthly P&I
$1,931/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,452/mo
incl. taxes & insurance
Income Needed
$98,080
gross annual (30% rule)
10% Down Option
$37,032
+ PMI applies
Loan Amount (20% dn)
$296,253
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rock Hall, MD?
The median home value in Rock Hall is $370,316 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.4% year-over-year.
How much have home prices changed in Rock Hall?
Over the past year, home values in Rock Hall have increased by 3.4%. Over five years, prices have risen approximately 21.4%.
How much do I need to earn to buy a home in Rock Hall?
To comfortably afford the median home price of $370,316 with a 20% down payment ($74,063) at today's rates (6.8%), you'd need a gross annual income of approximately $98,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Rock Hall compare to the national average home price?
The national median home value is approximately $410,000. At $370,316, homes in Rock Hall are 10% below the national average.