Market Overview
Home Prices in Rosedale, MD
The median home value in Rosedale, MD is $321,495 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1% compared to a year ago and up 3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rosedale are priced22% below average. Rosedale is part of the Baltimore-Columbia-Towson, MD metro area.
Over the past five years, Rosedale home values have risen by approximately17.8%, reflecting steady appreciation in this market.
Price History
Rosedale Home Price Trend
City Comparison
Rosedale vs. National Median
At $321,495, homes in Rosedale cost 22% below the national median of $410,000. This makes Rosedale a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Rosedale?
20% Down Payment
$64,299
on $321,495
Monthly P&I
$1,677/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,130/mo
incl. taxes & insurance
Income Needed
$85,200
gross annual (30% rule)
10% Down Option
$32,150
+ PMI applies
Loan Amount (20% dn)
$257,196
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rosedale, MD?
The median home value in Rosedale is $321,495 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1% year-over-year.
How much have home prices changed in Rosedale?
Over the past year, home values in Rosedale have increased by 1%. Over five years, prices have risen approximately 17.8%.
How much do I need to earn to buy a home in Rosedale?
To comfortably afford the median home price of $321,495 with a 20% down payment ($64,299) at today's rates (6.8%), you'd need a gross annual income of approximately $85,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Rosedale compare to the national average home price?
The national median home value is approximately $410,000. At $321,495, homes in Rosedale are 22% below the national average.
What metro area is Rosedale part of?
Rosedale is part of the Baltimore-Columbia-Towson, MD metropolitan area. Home prices and market conditions can vary across the broader metro region.