📍 Sandy Spring, MD · Zillow ZHVI · July 2026

Average Home Price in
Sandy Spring, MD

Washington-Arlington-Alexandria, DC-VA-MD-WV metro area · Montgomery County County

Median Home Value
$875,506
↓ 1.7% year-over-year
vs. National Median
$410,000
Sandy Spring is 114% above
Est. Monthly Payment
$4,566/mo
20% down · 6.8% rate
Income Needed
$232K
gross annual (30% rule)
Median Home Value
$875,506
↓ 1.7% year-over-year

Down Payment (20%)$175,101
Monthly P&I$4,566/mo
With Taxes & Ins.~$5,799/mo
Income Needed$231,960/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Sandy Spring, MD

The median home value in Sandy Spring, MD is $875,506 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.7% compared to a year ago and up 1.1% from two years prior.

Compared to the U.S. national median of $410,000, homes in Sandy Spring are priced114% above average. Sandy Spring is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metro area.

Over the past five years, Sandy Spring home values have risen by approximately14.1%, reflecting steady appreciation in this market.

City Comparison

Sandy Spring vs. National Median

🏠 Sandy Spring
$875,506
National Median
$410,000

At $875,506, homes in Sandy Spring cost 114% above the national median of $410,000. Buyers in Sandy Spring should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Sandy Spring?

20% Down Payment
$175,101
on $875,506
Monthly P&I
$4,566/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,799/mo
incl. taxes & insurance
Income Needed
$231,960
gross annual (30% rule)
10% Down Option
$87,551
+ PMI applies
Loan Amount (20% dn)
$700,405
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Sandy Spring, MD?
The median home value in Sandy Spring is $875,506 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.7% year-over-year.
How much have home prices changed in Sandy Spring?
Over the past year, home values in Sandy Spring have decreased by 1.7%. Over five years, prices have risen approximately 14.1%.
How much do I need to earn to buy a home in Sandy Spring?
To comfortably afford the median home price of $875,506 with a 20% down payment ($175,101) at today's rates (6.8%), you'd need a gross annual income of approximately $231,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Sandy Spring compare to the national average home price?
The national median home value is approximately $410,000. At $875,506, homes in Sandy Spring are 114% above the national average.
What metro area is Sandy Spring part of?
Sandy Spring is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area. Home prices and market conditions can vary across the broader metro region.