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📍 Severn, MD · Zillow ZHVI · July 2026

Average Home Price in
Severn, MD

Baltimore-Columbia-Towson, MD metro area · Anne Arundel County County

Median Home Value
$522,552
↑ 1.1% year-over-year
vs. National Median
$410,000
Severn is 27% above
Est. Monthly Payment
$2,725/mo
20% down · 6.8% rate
Income Needed
$138K
gross annual (30% rule)
Median Home Value
$522,552
↑ 1.1% year-over-year
Down Payment (20%)$104,510
Monthly P&I$2,725/mo
With Taxes & Ins.~$3,461/mo
Income Needed$138,440/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Severn, MD

The median home value in Severn, MD is $522,552 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.1% compared to a year ago and up 1.7% from two years prior.

Compared to the U.S. national median of $410,000, homes in Severn are priced27% above average. Severn is part of the Baltimore-Columbia-Towson, MD metro area.

Over the past five years, Severn home values have risen by approximately14.8%, reflecting steady appreciation in this market.

City Comparison

Severn vs. National Median

🏠 Severn
$522,552
National Median
$410,000

At $522,552, homes in Severn cost 27% above the national median of $410,000. Buyers in Severn should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Severn?

20% Down Payment
$104,510
on $522,552
Monthly P&I
$2,725/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,461/mo
incl. taxes & insurance
Income Needed
$138,440
gross annual (30% rule)
10% Down Option
$52,255
+ PMI applies
Loan Amount (20% dn)
$418,042
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Severn, MD?
The median home value in Severn is $522,552 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.1% year-over-year.
How much have home prices changed in Severn?
Over the past year, home values in Severn have increased by 1.1%. Over five years, prices have risen approximately 14.8%.
How much do I need to earn to buy a home in Severn?
To comfortably afford the median home price of $522,552 with a 20% down payment ($104,510) at today's rates (6.8%), you'd need a gross annual income of approximately $138,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Severn compare to the national average home price?
The national median home value is approximately $410,000. At $522,552, homes in Severn are 27% above the national average.
What metro area is Severn part of?
Severn is part of the Baltimore-Columbia-Towson, MD metropolitan area. Home prices and market conditions can vary across the broader metro region.