Market Overview
Home Prices in Shady Side, MD
The median home value in Shady Side, MD is $435,290 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1% compared to a year ago and up 1.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Shady Side are priced6% above average. Shady Side is part of the Baltimore-Columbia-Towson, MD metro area.
Over the past five years, Shady Side home values have risen by approximately13.1%, reflecting steady appreciation in this market.
Price History
Shady Side Home Price Trend
City Comparison
Shady Side vs. National Median
At $435,290, homes in Shady Side cost 6% above the national median of $410,000. Buyers in Shady Side should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Shady Side?
20% Down Payment
$87,058
on $435,290
Monthly P&I
$2,270/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,883/mo
incl. taxes & insurance
Income Needed
$115,320
gross annual (30% rule)
10% Down Option
$43,529
+ PMI applies
Loan Amount (20% dn)
$348,232
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Shady Side, MD?
The median home value in Shady Side is $435,290 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1% year-over-year.
How much have home prices changed in Shady Side?
Over the past year, home values in Shady Side have increased by 1%. Over five years, prices have risen approximately 13.1%.
How much do I need to earn to buy a home in Shady Side?
To comfortably afford the median home price of $435,290 with a 20% down payment ($87,058) at today's rates (6.8%), you'd need a gross annual income of approximately $115,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Shady Side compare to the national average home price?
The national median home value is approximately $410,000. At $435,290, homes in Shady Side are 6% above the national average.
What metro area is Shady Side part of?
Shady Side is part of the Baltimore-Columbia-Towson, MD metropolitan area. Home prices and market conditions can vary across the broader metro region.