Market Overview
Home Prices in Stockton, MD
The median home value in Stockton, MD is $228,611 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2% compared to a year ago and down 8.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Stockton are priced44% below average. Stockton is part of the Salisbury, MD-DE metro area.
Over the past five years, Stockton home values have risen by approximately12.7%, reflecting steady appreciation in this market.
Price History
Stockton Home Price Trend
City Comparison
Stockton vs. National Median
At $228,611, homes in Stockton cost 44% below the national median of $410,000. This makes Stockton a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Stockton?
20% Down Payment
$45,722
on $228,611
Monthly P&I
$1,192/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,514/mo
incl. taxes & insurance
Income Needed
$60,560
gross annual (30% rule)
10% Down Option
$22,861
+ PMI applies
Loan Amount (20% dn)
$182,889
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Stockton, MD?
The median home value in Stockton is $228,611 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2% year-over-year.
How much have home prices changed in Stockton?
Over the past year, home values in Stockton have decreased by 2%. Over five years, prices have risen approximately 12.7%.
How much do I need to earn to buy a home in Stockton?
To comfortably afford the median home price of $228,611 with a 20% down payment ($45,722) at today's rates (6.8%), you'd need a gross annual income of approximately $60,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Stockton compare to the national average home price?
The national median home value is approximately $410,000. At $228,611, homes in Stockton are 44% below the national average.
What metro area is Stockton part of?
Stockton is part of the Salisbury, MD-DE metropolitan area. Home prices and market conditions can vary across the broader metro region.