Market Overview
Home Prices in Swanton, MD
The median home value in Swanton, MD is $598,235 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.5% compared to a year ago and down 1.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Swanton are priced46% above average.
Over the past five years, Swanton home values have risen by approximately29.7%, reflecting strong long-term appreciation in this market.
Price History
Swanton Home Price Trend
2020
$343,404
$343K
—
2021
$461,268
$461K
+34.3%
2022
$582,671
$583K
+26.3%
2023
$576,930
$577K
-1.0%
2024
$606,083
$606K
+5.1%
2025
$595,038
$595K
-1.8%
2026
$598,235
$598K
+0.5%
City Comparison
Swanton vs. National Median
🏠 Swanton
$598,235
National Median
$410,000
At $598,235, homes in Swanton cost 46% above the national median of $410,000. Buyers in Swanton should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Swanton?
20% Down Payment
$119,647
on $598,235
Monthly P&I
$3,120/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,962/mo
incl. taxes & insurance
Income Needed
$158,480
gross annual (30% rule)
10% Down Option
$59,824
+ PMI applies
Loan Amount (20% dn)
$478,588
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Swanton, MD?
The median home value in Swanton is $598,235 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.5% year-over-year.
How much have home prices changed in Swanton?
Over the past year, home values in Swanton have increased by 0.5%. Over five years, prices have risen approximately 29.7%.
How much do I need to earn to buy a home in Swanton?
To comfortably afford the median home price of $598,235 with a 20% down payment ($119,647) at today's rates (6.8%), you'd need a gross annual income of approximately $158,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Swanton compare to the national average home price?
The national median home value is approximately $410,000. At $598,235, homes in Swanton are 46% above the national average.