Market Overview
Home Prices in Towson, MD
The median home value in Towson, MD is $483,869 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.2% compared to a year ago and up 0.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Towson are priced18% above average. Towson is part of the Baltimore-Columbia-Towson, MD metro area.
Over the past five years, Towson home values have risen by approximately16.2%, reflecting steady appreciation in this market.
Price History
Towson Home Price Trend
City Comparison
Towson vs. National Median
At $483,869, homes in Towson cost 18% above the national median of $410,000. Buyers in Towson should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Towson?
20% Down Payment
$96,774
on $483,869
Monthly P&I
$2,524/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,205/mo
incl. taxes & insurance
Income Needed
$128,200
gross annual (30% rule)
10% Down Option
$48,387
+ PMI applies
Loan Amount (20% dn)
$387,095
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Towson, MD?
The median home value in Towson is $483,869 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.2% year-over-year.
How much have home prices changed in Towson?
Over the past year, home values in Towson have increased by 2.2%. Over five years, prices have risen approximately 16.2%.
How much do I need to earn to buy a home in Towson?
To comfortably afford the median home price of $483,869 with a 20% down payment ($96,774) at today's rates (6.8%), you'd need a gross annual income of approximately $128,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Towson compare to the national average home price?
The national median home value is approximately $410,000. At $483,869, homes in Towson are 18% above the national average.
What metro area is Towson part of?
Towson is part of the Baltimore-Columbia-Towson, MD metropolitan area. Home prices and market conditions can vary across the broader metro region.