Market Overview
Home Prices in Union Bridge, MD
The median home value in Union Bridge, MD is $459,456 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.5% compared to a year ago and up 2.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Union Bridge are priced12% above average. Union Bridge is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metro area.
Over the past five years, Union Bridge home values have risen by approximately20.7%, reflecting strong long-term appreciation in this market.
Price History
Union Bridge Home Price Trend
City Comparison
Union Bridge vs. National Median
At $459,456, homes in Union Bridge cost 12% above the national median of $410,000. Buyers in Union Bridge should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Union Bridge?
20% Down Payment
$91,891
on $459,456
Monthly P&I
$2,396/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,043/mo
incl. taxes & insurance
Income Needed
$121,720
gross annual (30% rule)
10% Down Option
$45,946
+ PMI applies
Loan Amount (20% dn)
$367,565
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Union Bridge, MD?
The median home value in Union Bridge is $459,456 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.5% year-over-year.
How much have home prices changed in Union Bridge?
Over the past year, home values in Union Bridge have increased by 1.5%. Over five years, prices have risen approximately 20.7%.
How much do I need to earn to buy a home in Union Bridge?
To comfortably afford the median home price of $459,456 with a 20% down payment ($91,891) at today's rates (6.8%), you'd need a gross annual income of approximately $121,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Union Bridge compare to the national average home price?
The national median home value is approximately $410,000. At $459,456, homes in Union Bridge are 12% above the national average.
What metro area is Union Bridge part of?
Union Bridge is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area. Home prices and market conditions can vary across the broader metro region.