Market Overview
Home Prices in Upperco, MD
The median home value in Upperco, MD is $557,103 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.3% compared to a year ago and up 2.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Upperco are priced36% above average. Upperco is part of the Baltimore-Columbia-Towson, MD metro area.
Over the past five years, Upperco home values have risen by approximately20.3%, reflecting strong long-term appreciation in this market.
Price History
Upperco Home Price Trend
City Comparison
Upperco vs. National Median
At $557,103, homes in Upperco cost 36% above the national median of $410,000. Buyers in Upperco should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Upperco?
20% Down Payment
$111,421
on $557,103
Monthly P&I
$2,906/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,691/mo
incl. taxes & insurance
Income Needed
$147,640
gross annual (30% rule)
10% Down Option
$55,710
+ PMI applies
Loan Amount (20% dn)
$445,682
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Upperco, MD?
The median home value in Upperco is $557,103 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.3% year-over-year.
How much have home prices changed in Upperco?
Over the past year, home values in Upperco have increased by 3.3%. Over five years, prices have risen approximately 20.3%.
How much do I need to earn to buy a home in Upperco?
To comfortably afford the median home price of $557,103 with a 20% down payment ($111,421) at today's rates (6.8%), you'd need a gross annual income of approximately $147,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Upperco compare to the national average home price?
The national median home value is approximately $410,000. At $557,103, homes in Upperco are 36% above the national average.
What metro area is Upperco part of?
Upperco is part of the Baltimore-Columbia-Towson, MD metropolitan area. Home prices and market conditions can vary across the broader metro region.