Market Overview
Home Prices in Westernport, MD
The median home value in Westernport, MD is $94,964 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.1% compared to a year ago and down 6.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Westernport are priced77% below average. Westernport is part of the Cumberland, MD-WV metro area.
Over the past five years, Westernport home values have risen by approximately8.3%, reflecting steady appreciation in this market.
Price History
Westernport Home Price Trend
City Comparison
Westernport vs. National Median
At $94,964, homes in Westernport cost 77% below the national median of $410,000. This makes Westernport a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Westernport?
20% Down Payment
$18,993
on $94,964
Monthly P&I
$495/mo
30-yr @ 6.8%
Total Monthly Est.
~$629/mo
incl. taxes & insurance
Income Needed
$25,160
gross annual (30% rule)
10% Down Option
$9,496
+ PMI applies
Loan Amount (20% dn)
$75,971
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Westernport, MD?
The median home value in Westernport is $94,964 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.1% year-over-year.
How much have home prices changed in Westernport?
Over the past year, home values in Westernport have increased by 2.1%. Over five years, prices have risen approximately 8.3%.
How much do I need to earn to buy a home in Westernport?
To comfortably afford the median home price of $94,964 with a 20% down payment ($18,993) at today's rates (6.8%), you'd need a gross annual income of approximately $25,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Westernport compare to the national average home price?
The national median home value is approximately $410,000. At $94,964, homes in Westernport are 77% below the national average.
What metro area is Westernport part of?
Westernport is part of the Cumberland, MD-WV metropolitan area. Home prices and market conditions can vary across the broader metro region.