Market Overview
Home Prices in Westminster, MD
The median home value in Westminster, MD is $471,982 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.3% compared to a year ago and up 2.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Westminster are priced15% above average. Westminster is part of the Baltimore-Columbia-Towson, MD metro area.
Over the past five years, Westminster home values have risen by approximately20.7%, reflecting strong long-term appreciation in this market.
Price History
Westminster Home Price Trend
City Comparison
Westminster vs. National Median
At $471,982, homes in Westminster cost 15% above the national median of $410,000. Buyers in Westminster should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Westminster?
20% Down Payment
$94,396
on $471,982
Monthly P&I
$2,462/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,127/mo
incl. taxes & insurance
Income Needed
$125,080
gross annual (30% rule)
10% Down Option
$47,198
+ PMI applies
Loan Amount (20% dn)
$377,586
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Westminster, MD?
The median home value in Westminster is $471,982 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.3% year-over-year.
How much have home prices changed in Westminster?
Over the past year, home values in Westminster have increased by 1.3%. Over five years, prices have risen approximately 20.7%.
How much do I need to earn to buy a home in Westminster?
To comfortably afford the median home price of $471,982 with a 20% down payment ($94,396) at today's rates (6.8%), you'd need a gross annual income of approximately $125,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Westminster compare to the national average home price?
The national median home value is approximately $410,000. At $471,982, homes in Westminster are 15% above the national average.
What metro area is Westminster part of?
Westminster is part of the Baltimore-Columbia-Towson, MD metropolitan area. Home prices and market conditions can vary across the broader metro region.