Market Overview
Home Prices in Whiteford, MD
The median home value in Whiteford, MD is $450,239 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.2% compared to a year ago and up 1.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Whiteford are priced10% above average. Whiteford is part of the Baltimore-Columbia-Towson, MD metro area.
Over the past five years, Whiteford home values have risen by approximately22.5%, reflecting strong long-term appreciation in this market.
Price History
Whiteford Home Price Trend
City Comparison
Whiteford vs. National Median
At $450,239, homes in Whiteford cost 10% above the national median of $410,000. Buyers in Whiteford should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Whiteford?
20% Down Payment
$90,048
on $450,239
Monthly P&I
$2,348/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,982/mo
incl. taxes & insurance
Income Needed
$119,280
gross annual (30% rule)
10% Down Option
$45,024
+ PMI applies
Loan Amount (20% dn)
$360,191
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Whiteford, MD?
The median home value in Whiteford is $450,239 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.2% year-over-year.
How much have home prices changed in Whiteford?
Over the past year, home values in Whiteford have increased by 5.2%. Over five years, prices have risen approximately 22.5%.
How much do I need to earn to buy a home in Whiteford?
To comfortably afford the median home price of $450,239 with a 20% down payment ($90,048) at today's rates (6.8%), you'd need a gross annual income of approximately $119,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Whiteford compare to the national average home price?
The national median home value is approximately $410,000. At $450,239, homes in Whiteford are 10% above the national average.
What metro area is Whiteford part of?
Whiteford is part of the Baltimore-Columbia-Towson, MD metropolitan area. Home prices and market conditions can vary across the broader metro region.